Bank of Montreal provides diversified financial services primarily in North America. It operates through Canadian P&C, U.S P&C, BMO Wealth Management, and BMO Capital Markets segments. The company’s personal banking products and services include deposits, mortgages, home lending, consumer credit, small business lending, credit cards, cash management, financial and investment advice, and other banking services; and commercial banking products and services comprise various of financing options and treasury and payment solutions, as well as risk management products. It also offers investing, banking, and wealth management advisory; digital investing services; financial solutions for individuals, families, and businesses; provides investment management services to institutional, retail, and high net worth investors; and diversified insurance, and wealth and pension de-risking solutions. In addition, the company provides individual life, critical illness and annuity products, as well as segregated funds, and group creditor and travel insurance to customers; debt and equity capital-raising, loan origination and syndication, balance sheet management, treasury management, mergers and acquisitions advice, restructurings and recapitalizations, trade finance, and risk mitigation services, as well as a range of banking and other operating services. Further, the company offers research and access to financial markets for institutional, corporate and retail clients through an integrated suite of sales and trading solutions related to debt, foreign exchange, interest rates, credit, equities, securitization, and commodities; provides new product development and origination services, as well as risk management and advisory services for hedging strategies, including in interest rates, foreign exchange rates and commodities prices; and funding and liquidity management services. Bank of Montreal was founded in 1817 and is headquartered in Montreal, Canada.
Credit Challenges | Explore BMO's struggle with elevated credit losses and its impact on financial outlook, as analysts reassess the bank's stock performance potential |
Financial Resilience | Despite headwinds, BMO maintains profitability with EPS forecasts rising to $7.69 in FY2025 and a 52-year streak of consistent dividend payments |
Market Dynamics | Delve into BMO's position in the recovering Canadian mortgage market and its strategic focus on U.S. operations amidst fierce competition |
Future Prospects | Analyst price targets range from $106 to $133, reflecting mixed views on BMO's ability to overcome current challenges and capitalize on growth opportunities |
Metrics to compare | BMO | Sector Sector - Average of metrics from a broad group of related Financial sector companies | Relationship RelationshipBMOPeersSector | |
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P/E Ratio | 13.1x | 11.5x | 8.8x | |
PEG Ratio | 0.29 | −0.50 | 0.03 | |
Price/Book | 1.2x | 0.9x | 1.0x | |
Price / LTM Sales | 3.4x | 3.2x | 2.7x | |
Upside (Analyst Target) | 7.2% | 27.9% | 19.1% | |
Fair Value Upside | Unlock | 10.3% | 3.8% | Unlock |