Capitec Bank Holdings Ltd (CPIJ)

Currency in ZAR
443,900
+4,760(+1.08%)
Closed·
Trading near 52-week High
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Fair Value
Day's Range
440,527448,601
52 wk Range
246,986448,601
Key Statistics
Bid/Ask
442,500.00 / 445,500.00
Prev. Close
439,140
Open
443,107
Day's Range
440,527-448,601
52 wk Range
246,986-448,601
Volume
193.43K
Average Volume (3m)
209.3K
1-Year Change
49.9348%
Fair Value
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Fair Value Upside
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CPIJ Scorecardpro icon
Company’s Health
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Fair Value
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Fair Price
Upside
Price Target
464,792
Upside
+4.71%
Members' Sentiments
Bearish
Bullish
ProTips
Trading at a high earnings multiple

Capitec Bank Holdings Ltd News & Analysis

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Technical Analysis

Summary
Strong Sell
Sell
Neutral
Buy
Strong Buy
Strong Buy
Technical Indicators
Strong Buy
Moving Averages
Buy

Capitec Bank Holdings Ltd Company Profile

Capitec Bank Holdings Limited, through its subsidiaries, provides various banking products and services in South Africa. The company operates through three segments: Personal banking, Business banking, and Insurance. It offers transactional banking services; flexible, notice, fixed, and tax-free savings; call and notice deposits; term, home, personal, vehicle, education, home improvement, business, term, medical, instalment, short-term, and mortgage loans; overdrafts, instalment sales and leases, credit and debit cards, and access facilities; and payment, merchant, forex, franchising, and value-added services. The company also provides treasury products comprising foreign exchange spot trades and foreign exchange forward contracts; and trade finance products, including letters of credit, trade guarantees, bills of collection, exchange control, and society for worldwide interbank financial telecommunication, as well as app and online banking. In addition, it offers vehicle and asset finance, property finance, rental finance, credit line products, and card machines; and insurance products, such as general, fleet, agricultural, engineering, motor traders, hospitality, contractors all risk, life, and credit insurance, as well as funeral cover insurance. The company was incorporated in 1999 and is based in Stellenbosch, South Africa.

Sector
Financial
Employees
17188

Compare CPIJ to Peers and Sector

Metrics to compare
CPIJ
Peers
Sector
Relationship
P/E Ratio
33.2x10.4x10.0x
PEG Ratio
1.360.750.03
Price/Book
9.5x1.7x1.0x
Price / LTM Sales
12.9x2.8x2.9x
Upside (Analyst Target)
9.7%8.6%13.0%
Fair Value Upside
Unlock3.4%1.1%Unlock

Analyst Ratings

8 Buy
0 Hold
1 Sell
Ratings:
9 analysts
Overall Consensus
Buy

Analysts 12-Month Price Target:

Average 464,792
(+4.71% Upside)
Firm
ArticlePositionPrice TargetUpside / DownsideFrom Price TargetActionDate
JPMorgan
Buy540.00-87.84%454.00UpgradeJan 12, 2026

Dividends

Payout Ratio
Payout ratio (TTM)
Earnings retained
EPS 132.30%
Dividend Yield
1.60%
Industry Median 4.74%
Annualised payout
7,045.00
Paid unevenly
5-Years Growth
-
Growth Streak

Earnings

Latest Release
Oct 01, 2025
EPS / Forecast
69.10 / --
Revenue / Forecast
16.52B / --
EPS Revisions
Last 90 days

CPIJ Income Statement

FAQ

What Is the Capitec (CPIJ) Stock Price Today?

The Capitec stock price today is 443 900

What Stock Exchange Does Capitec Trade On?

Capitec is listed and trades on the Johannesburg Stock Exchange stock exchange.

What Is the Stock Symbol for Capitec?

The stock symbol for Capitec is "CPIJ."

Does Capitec Pay Dividends? What’s The Current Dividend Yield?

The Capitec dividend yield is 1.6%.

What Is the Capitec Market Cap?

As of today, Capitec market cap is 516.52B.

What Is Capitec's Earnings Per Share (TTM)?

The Capitec EPS (TTM) is 132.30.

From a Technical Analysis Perspective, Is CPIJ a Buy or Sell?

Based on moving averages and other technical indicators, the daily buy/sell signal is Strong Buy.

How Many Times Has Capitec Stock Split?

Capitec has split 2 times.

How Many Employees Does Capitec Have?

Capitec has 17188 employees.

What is the current trading status of Capitec (CPIJ)?

As of 29 Jan 2026, Capitec (CPIJ) is trading at a price of 443 900, with a previous close of 439 140. The stock has fluctuated within a day range of 440 527 to 448 601, while its 52-week range spans from 246 986 to 448 601.

What Is Capitec (CPIJ) Price Target According to Analysts?

The average 12-month price target for Capitec is ZAR464 792, with a high estimate of ZAR540742 and a low estimate of ZAR330000. 8 analysts recommend buying the stock, while 1 suggest selling, leading to an overall rating of Buy. The stock has an +4,71% Upside potential.
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