Tata Capital Ltd (TATC)

Currency in INR
367.85
-2.45(-0.66%)
Closed·
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Fair Value
Day's Range
362.90372.65
52 wk Range
296.00390.20
Key Statistics
Bid/Ask
367.85 / 368.40
Prev. Close
370.3
Open
372
Day's Range
362.9-372.65
52 wk Range
296-390.2
Volume
1.51M
Average Volume (3m)
3.15M
1-Year Change
-
Fair Value
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Fair Value Upside
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TATC Scorecardpro icon
Company’s Health
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Fair Value
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Fair Price
Upside
Price Target
404.62
Upside
+9.99%
Members' Sentiments
Bearish
Bullish
ProTips
Trading at a high P/E ratio relative to near-term earnings growth

Tata Capital Ltd News & Analysis

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Technical Analysis

Summary
Strong Sell
Sell
Neutral
Buy
Strong Buy
Sell
Technical Indicators
Strong Sell
Moving Averages
Neutral

Analyst Ratings

11 Buy
2 Hold
0 Sell
Ratings:
13 analysts
Overall Consensus
Buy

Analysts 12-Month Price Target:

Average 404.62
(+9.99% Upside)
Firm
ArticlePositionPrice TargetUpside / DownsideFrom Price TargetActionDate
JPMorgan
Buy395.00+7.38%380.00MaintainJul 30, 2026
Nomura/Instinet
Buy415.00+12.82%400.00MaintainJul 29, 2026
JPMorgan
Buy380.00+3.30%375.00MaintainApr 24, 2026
Kotak
Buy390.00+6.02%375.00MaintainApr 23, 2026
JPMorgan
Buy375.00+1.94%410.00MaintainApr 02, 2026

Tata Capital Ltd Earnings Call Summary for Q1/2027

  • Tata Capital Q1 profit surged 56% YoY to INR 1,547 crores; AUM grew 22% to INR 2.91 lakh crores with improved asset quality at 1.9% gross Stage 3.
  • Company maintained FY2027 AUM growth guidance of 23-25%; expects 10 bps margin expansion despite 8-10 bps rise in funding costs during the year.
  • Announced acquisition of Yog Loans pending regulatory approval to enter gold loan segment; plans 500 branches over 2.5-3 years targeting INR 4,000 crore portfolio.
  • Cost-to-income ratio improved 190 bps to 36.4%; management targets further reduction to 33-34% by FY2028 while maintaining consolidated ROA goal of 2.6%.
  • Disbursements jumped 33% YoY to INR 46,212 crores led by 50% growth in unsecured retail; motor finance profitability recovery targeted for 2% ROA by FY2028.
Last Updated: 2026/07/28, 17:08
Read Full Transcript

Earnings

Latest Release
Jun 03, 2026
EPS / Forecast
3,50 / --
Revenue / Forecast
41,46B / 44,21B
EPS Revisions
Last 90 days

Dividends

Payout Ratio
Payout ratio (TTM)
Earnings retained
EPS -
Dividend Yield
0.15%
Industry Median 1.22%
Annualised payout
0.57
Paid annually
5-Years Growth
-
Growth Streak

TATC Income Statement

Compare TATC to Peers and Sector

Metrics to compare
TATC
Peers
Sector
Relationship
P/E Ratio
28.5x16.8x10.0x
PEG Ratio
1.320.400.03
Price/Book
3.4x1.8x1.0x
Price / LTM Sales
11.3x2.7x2.9x
Upside (Analyst Target)
10.1%14.8%13.3%
Fair Value Upside
Unlock9.6%2.3%Unlock

Tata Capital Limited, through its subsidiaries, provides various financial services to retail, SME, corporate, and institutional customers in India, Singapore, and the United Kingdom. The company operates through three segments: Financing Activity, Investment Activity, and Others. It offers loans for retail and corporate borrowers, including asset financing, term loans, channel financing, credit substitutes, investments linked to/arising out of lending business, bill and invoice discounting, and power project finance. It also offers home loans, loans against property, personal loans, business loans, two wheeler loans, car loans, commercial vehicle loans, construction equipment loans, loans against securities, microfinance loans, and education loans. Additionally it provides supply chain finance, equipment finance, cleantech and infrastructure finance, and developer finance. The company also engages in the provision of corporate investment, advisory, wealth management, private equity fund management, and leasing services, as well as the distribution of financial products. In addition, it offers insurance and credit card distribution services. Tata Capital Limited was formerly known as Primal Investments and Finance Limited and changed its name to Tata Capital Limited in May 2007. Tata Capital Limited was incorporated in 1991 and is based in Mumbai, India. Tata Capital Limited operates as a subsidiary of Tata Sons Private Limited.

Sector
Financial
Employees
17286
Market
India

Ownership

Ownership Overview

Type
Common Stock Held% of Shares OutstandingMarket Value
Mutual Funds & ETFs
192,63M4,57%71,33B
Other Institutional Investors
3,69B87,54%1,37T
Public Companies & Retail Investors
332,90M7,89%123,27B
Total
4,22B100,00%1,56T

Top Holders

Holder
% of holding
Shares Held
Date Reported
Value (In 1,000s)
Tata Sons Private Limited79,33%3 345 064 2621 238 677 296
Tata Motors Passenger Vehicles Limited4,52%190 551 42170 561 191

FAQ

What Is the Tata Capital (TATC) Stock Price Today?

The Tata Capital stock price today is 367,85 INR.

What Stock Exchange Does Tata Capital Trade On?

Tata Capital is listed and trades on the India National Stock Exchange.

What Is the Stock Symbol for Tata Capital?

The stock symbol for Tata Capital is "TATC."

Does Tata Capital Pay Dividends? What’s The Current Dividend Yield?

The Tata Capital dividend yield is 0.15%.

What Is the Tata Capital Market Cap?

As of today, Tata Capital market cap is 1,55T INR.

When Is the Next Tata Capital Earnings Date?

Tata Capital will release its next earnings report on Sep 02, 2026.

From a Technical Analysis Perspective, Is TATC a Buy or Sell?

Based on moving averages and other technical indicators, the daily buy/sell signal is Strong Buy.

How Many Times Has Tata Capital Stock Split?

Tata Capital has split 0 times.

How Many Employees Does Tata Capital Have?

Tata Capital has 17286 employees.

What is the current trading status of Tata Capital (TATC)?

As of Aug 10, 2026, Tata Capital (TATC) is trading at a price of 367,85 INR, with a previous close of 370,30 INR. The stock has fluctuated within a day range of 362,90 INR to 372,65 INR, while its 52-week range spans from 296,00 INR to 390,20 INR.

What Is Tata Capital (TATC) Price Target According to Analysts?

The average 12-month price target for Tata Capital is 404,62 INR, with a high estimate of 450 INR and a low estimate of 335 INR. 11 analysts recommend buying the stock, while 0 suggest selling, leading to an overall rating of Buy. The stock has an +9,99% Upside potential.
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