Ally Financial Inc (ALLY)

Currency in USD
39.06
-0.25(-0.64%)
Closed·
38.96-0.10(-0.26%)
·
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Fair Value
Day's Range
38.4839.14
52 wk Range
35.9247.29
Key Statistics
Prev. Close
39.06
Open
38.8
Day's Range
38.48-39.14
52 wk Range
35.92-47.29
Volume
3.81M
Average Volume (3m)
3.56M
1-Year Change
-6.5774%
Book Value / Share
43,14
Fair Value
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Fair Value Upside
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ALLY Scorecardpro icon
Company’s Health
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Fair Value
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Fair Price
Upside
Price Target
47.56
Upside
+21.76%
Members' Sentiments
Bearish
Bullish
ProTips
15 analysts have revised their earnings downwards for the upcoming period

Ally Financial Inc News & Analysis

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Technical Analysis

Summary
Strong Sell
Sell
Neutral
Buy
Strong Buy
Strong Buy
Technical Indicators
Strong Buy
Moving Averages
Strong Buy

Analyst Ratings

13 Buy
5 Hold
0 Sell
Ratings:
18 analysts
Overall Consensus
Buy

Analysts 12-Month Price Target:

Average 47.56
(+21.76% Upside)
Firm
ArticlePositionPrice TargetUpside / DownsideFrom Price TargetActionDate
Deutsche Bank
Buy56.00+43.37%58.00MaintainOct 22, 2026
JPMorgan
Buy44.00+12.65%43.00MaintainOct 21, 2026
TD Cowen
Buy52.00+33.13%54.00MaintainOct 21, 2026
Evercore ISI
Sell40.00+2.41%-DowngradeOct 21, 2026
Barclays
Hold48.00+22.89%56.00MaintainOct 21, 2026

Ally Financial Inc SWOT Analysis


Auto Lending Dominance
Ally Financial maintains a strong position in the U.S. auto lending market, demonstrating resilience amid market shifts and strategic realignments
Financial Resilience
Explore Ally's steady financial performance, with projected EPS growth and a consistent 3.25% dividend yield, showcasing its ability to navigate challenges
Strategic Pivot
Delve into Ally's recent moves, including credit card divestiture and renewed Carvana partnership, aimed at streamlining operations and enhancing digital presence
Analyst Outlook
Discover varied analyst perspectives, with price targets ranging from $40 to $44, reflecting both optimism and caution about Ally's future prospects
Read full SWOT analysis

Ally Financial Inc Earnings Call Summary for Q3/2026

  • Ally Financial Q3 2026 adjusted EPS of $1.34 matched estimates, up 16% YoY; revenue of $2.3B also met forecasts, rising 9% YoY.
  • Company raised quarterly dividend to $0.35, first increase since 2022, yielding 3.19%; core ROTCE improved to 13.1% from 5% two years ago.
  • Management lifted full-year earning asset growth guidance to 5%-6% from 3%-5%, driven by strong retail auto and corporate finance momentum.
  • Q4 net interest margin expected around 3.7%; 2027 net charge-offs projected similar to 2026 despite higher early delinquencies in newer vintages.
  • CET1 ratio at 10.2%, up 10bps YoY; company repurchased nearly $500M in shares over past year while maintaining capital discipline.
Last Updated: 2026/10/20, 16:18
Read Full Transcript

Earnings

Latest Release
Oct 20, 2026
EPS / Forecast
1,34 / 1,34
Revenue / Forecast
2,3B / 2,3B
EPS Revisions
Last 90 days

Dividends

Payout Ratio
Payout ratio (TTM)
Earnings retained
EPS 4,40
Dividend Yield
3.58%
Industry Median 2.84%
Annualised payout
1.40
Paid quarterly
5-Years Growth
-18.22%
Growth Streak

ALLY Income Statement

Compare ALLY to Peers and Sector

Metrics to compare
ALLY
Peers
Sector
Relationship
P/E Ratio
8.7x13.0x9.2x
PEG Ratio
0.05−0.580.03
Price/Book
0.9x1.2x1.0x
Price / LTM Sales
1.5x4.0x2.8x
Upside (Analyst Target)
21.8%17.3%20.2%
Fair Value Upside
Unlock0.3%3.8%Unlock

Ally Financial Inc., a digital financial-services company, provides various digital financial products and services in the United States and Canada. The company operates through Automotive Finance operations, Insurance operations, and Corporate Finance operations. It offers automotive financing services, including providing retail installment sales contracts, loans and operating leases, term loans to dealers, financing dealer floorplans and other lines of credit to dealers, warehouse lines to automotive retailers, and fleet financing; and financing services to companies and municipalities for the purchase or lease of vehicles, and vehicle-remarketing services. The company also provides consumer finance protection and insurance products through the automotive dealer channel, and commercial insurance products directly to dealers; VSCs, VMCs, and GAP products; and underwrite select commercial insurance coverages, which primarily insure dealers’ vehicle inventory. In addition, it provides senior secured asset-based and leveraged cash flow loans to middle-market companies; leveraged loans; commercial real estate product to serve companies in the nursing facilities, senior housing, and medical office buildings; and treasury activities, such as management of the cash and corporate investment securities and loan portfolios, short- and long-term debt, retail and brokered deposit liabilities, derivative instruments, original issue discount, and equity investments. Further, the company offers deposits and securities brokerage and investment advisory services. The company was formerly known as GMAC Inc. and changed its name to Ally Financial Inc. in May 2010. Ally Financial Inc. was founded in 1919 and is based in Detroit, Michigan.

Sector
Financial
Employees
10300

Ownership

Ownership Overview

Type
Common Stock Held% of Shares OutstandingMarket Value
Mutual Funds & ETFs
145,05M48,16%5,67B
Other Institutional Investors
150,27M49,89%5,87B
Public Companies & Retail Investors
5,88M1,95%229,73M
Total
301,2M100,00%11,76B

Top Holders

Holder
% of holding
Shares Held
Date Reported
Value (In 1,000s)
BlackRock, Inc.9,51%28 632 3941 118 381
Berkshire Hathaway Inc.8,96%27 000 0001 054 620

FAQ

What Is the Ally Financial Inc (ALLY) Stock Price Today?

The Ally Financial Inc stock price today is 39,06 USD.

What Stock Exchange Does Ally Financial Inc Trade On?

Ally Financial Inc is listed and trades on the New York Stock Exchange.

What Is the Stock Symbol for Ally Financial Inc?

The stock symbol for Ally Financial Inc is "ALLY."

Does Ally Financial Inc Pay Dividends? What’s The Current Dividend Yield?

The Ally Financial Inc dividend yield is 3,6%%.

What Is the Ally Financial Inc Market Cap?

As of today, Ally Financial Inc market cap is 11,84B USD.

What Is Ally Financial Inc's Earnings Per Share (TTM)?

The Ally Financial Inc EPS (TTM) is 4,40.

When Is the Next Ally Financial Inc Earnings Date?

Ally Financial Inc will release its next earnings report on Jan 15, 2027.

From a Technical Analysis Perspective, Is ALLY a Buy or Sell?

Based on moving averages and other technical indicators, the daily buy/sell signal is Neutral.

How Many Times Has Ally Financial Inc Stock Split?

Ally Financial Inc has split 1 times.

How Many Employees Does Ally Financial Inc Have?

Ally Financial Inc has 10300 employees.

What is the current trading status of Ally Financial Inc (ALLY)?

As of Oct 24, 2026, Ally Financial Inc (ALLY) is trading at a price of 39,06 USD, with a previous close of 39,06 USD. The stock has fluctuated within a day range of 38,48 USD to 39,14 USD, while its 52-week range spans from 35,92 USD to 47,29 USD.

What Is Ally Financial Inc (ALLY) Price Target According to Analysts?

The average 12-month price target for Ally Financial Inc is 47,56 USD, with a high estimate of 56 USD and a low estimate of 40 USD. 13 analysts recommend buying the stock, while 0 suggest selling, leading to an overall rating of Buy. The stock has an +21,76% Upside potential.

What Is the ALLY Premarket Price?

ALLY's last pre-market stock price is 38,60 USD. The pre-market share volume is 10 110,00, and the stock has decreased by -0,71, or -1,81%.

What Is the ALLY After Hours Price?

ALLY's last after hours stock price is 38,96 USD, the stock has decreased by -0,10, or -0,26%.
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