Beforepay Group Ltd (B4P)

Currency in AUD
1.94
+0.06(+3.20%)
Closed·
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Fair Value
Day's Range
1.901.95
52 wk Range
1.182.77
Key Statistics
Bid/Ask
1.94 / 1.89
Prev. Close
1.88
Open
1.9
Day's Range
1.9-1.95
52 wk Range
1.18-2.77
Volume
34.1K
Average Volume (3m)
36.26K
1-Year Change
-6.7308%
Fair Value
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Fair Value Upside
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B4P Scorecardpro icon
Company’s Health
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Fair Value
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Fair Price
Upside
Price Target
2.90
Upside
+49.48%
Members' Sentiments
Bearish
Bullish
ProTips
Stock price movements are quite volatile

Beforepay Group Ltd News & Analysis

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Technical Analysis

Summary
Strong Sell
Sell
Neutral
Buy
Strong Buy
Strong Buy
Technical Indicators
Strong Buy
Moving Averages
Strong Buy

Analyst Ratings

1 Buy
0 Hold
0 Sell
Ratings:
1 analysts
Overall Consensus
Strong Buy

Analysts 12-Month Price Target:

Average 2.90
(+49.48% Upside)

Beforepay Group Ltd Earnings Call Summary for H2/2026

  • Beforepay posted record FY 2026 results with cash NPAT up 57% to AUD 15.7M and revenue rising 26% to AUD 50.6M on repricing and loan growth.
  • Pay Advance repricing lifted average fees to ~7% with no material customer behavior change; Personal Loans surged 728% to AUD 16.9M in advances.
  • Net bad debts rose to 0.5% from 0.2% as lending expanded; Personal Loan losses hit 3.3%, though management said growth remains value-accretive.
  • Secured AUD 100M debt facility at lower rates, doubling prior capacity; management sees room to double originations from current AUD 70M loan book.
  • CEO said FY 2027 will see 'dramatic uplift' even without new initiatives, as full-year impact of repricing and loan scaling flows through results.
Last Updated: 2026/08/25, 02:22
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Earnings

Latest Release
Feb 25, 2026
EPS / Forecast
0,08 / --
Revenue / Forecast
23,38M / --
EPS Revisions
Last 90 days

B4P Income Statement

Compare B4P to Peers and Sector

Metrics to compare
B4P
Peers
Sector
Relationship
P/E Ratio
11.9x−1.6x9.8x
PEG Ratio
0.090.010.03
Price/Book
2.2x0.8x1.0x
Price / LTM Sales
2.2x1.3x3.0x
Upside (Analyst Target)
54.3%51.8%13.7%
Fair Value Upside
Unlock16.1%2.0%Unlock

Beforepay Group Limited provides finance to its customers by way of pay on demand advances. It offers Beforepay access to credit designed to help manage short term cash flow challenges through our pay advance and personal loan products. The company also provides Carrington Labs, which provides lenders with credit risk analytics and cash flow underwriting models. The company was incorporated in 2019 and is based in Sydney, Australia.

Employees
43
Market
Australia

Ownership

Ownership Overview

Type
Common Stock Held% of Shares OutstandingMarket Value
Mutual Funds & ETFs
0,000,00%0,00
Other Institutional Investors
18,27M36,69%34,26M
Public Companies & Retail Investors
31,53M63,31%59,11M
Total
49,8M100,00%93,37M

Top Holders

Holder
% of holding
Shares Held
Date Reported
Value (In 1,000s)
Regal Partners Limited13,61%6 775 69712 704
Microequities Asset Management Pty Limited9,94%4 949 2399 280

FAQ

What Is the Beforepay (B4P) Stock Price Today?

The Beforepay stock price today is 1,94 AUD.

What Stock Exchange Does Beforepay Trade On?

Beforepay is listed and trades on the Sydney Stock Exchange.

What Is the Stock Symbol for Beforepay?

The stock symbol for Beforepay is "B4P."

What Is the Beforepay Market Cap?

As of today, Beforepay market cap is 93,37M AUD.

What Is Beforepay's Earnings Per Share (TTM)?

The Beforepay EPS (TTM) is 0,16.

From a Technical Analysis Perspective, Is B4P a Buy or Sell?

Based on moving averages and other technical indicators, the daily buy/sell signal is Strong Buy.

How Many Times Has Beforepay Stock Split?

Beforepay has split 0 times.

How Many Employees Does Beforepay Have?

Beforepay has 43 employees.

What is the current trading status of Beforepay (B4P)?

As of Aug 26, 2026, Beforepay (B4P) is trading at a price of 1,94 AUD, with a previous close of 1,88 AUD. The stock has fluctuated within a day range of 1,90 AUD to 1,95 AUD, while its 52-week range spans from 1,18 AUD to 2,77 AUD.

What Is Beforepay (B4P) Price Target According to Analysts?

The average 12-month price target for Beforepay is 2,90 AUD, with a high estimate of 2.9 AUD and a low estimate of 2.9 AUD. 1 analysts recommend buying the stock, while 0 suggest selling, leading to an overall rating of Strong Buy. The stock has an +49,48% Upside potential.
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