goeasy Ltd (GSY)

Currency in CAD
49.90
+2.94(+6.26%)
Closed·
High dividend Yield
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Fair Value
Day's Range
47.9552.10
52 wk Range
27.60216.50
Key Statistics
Prev. Close
46.96
Open
48.5
Day's Range
47.95-52.1
52 wk Range
27.6-216.5
Volume
327.25K
Average Volume (3m)
164.07K
1-Year Change
-75.1283%
Book Value / Share
49.65
Fair Value
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Fair Value Upside
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GSY Scorecardpro icon
Company’s Health
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Fair Value
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Fair Price
Upside
Price Target
42.90
Downside
-14.03%
Members' Sentiments
Bearish
Bullish
ProTips
Analysts do not anticipate the company will be profitable this year

goeasy Ltd News & Analysis

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Technical Analysis

Summary
Strong Sell
Sell
Neutral
Buy
Strong Buy
Strong Buy
Technical Indicators
Strong Buy
Moving Averages
Strong Buy

Analyst Ratings

2 Buy
6 Hold
2 Sell
Ratings:
10 analysts
Overall Consensus
Neutral

Analysts 12-Month Price Target:

Average 42.90
(-14.03% Downside)

goeasy Ltd Earnings Call Summary for Q2/2026

  • goeasy posted Q2 2026 adjusted EPS of CAD 1.02, beating forecasts by 247% and reversing a CAD 1.90 loss from Q1 amid provision releases.
  • Revenue fell 9.6% YoY to CAD 390M as the firm cut originations 70% to CAD 272M, deliberately shrinking its loan book to strengthen liquidity.
  • The company repaid its CAD 314M credit facility in full, improving debt-to-equity ratio to 4.95x as it shifts focus to direct-to-consumer lending.
  • Net charge-offs improved to 16.7% from 17.8% in Q1, though credit losses remain elevated amid rising insolvencies and unemployment pressures.
  • Management expects Q3 2026 loan book of CAD 4.8-5B, yields of 26.5-28%, and net charge-offs of 14.5-16%, with full-year charge-offs in mid-teens.
Last Updated: 2026/08/07, 17:26
Read Full Transcript

Earnings

Latest Release
Aug 06, 2026
EPS / Forecast
1,02 / -0,70
Revenue / Forecast
390,04M / 389,54M
EPS Revisions
Last 90 days

Dividends

Payout Ratio
Payout ratio (TTM)
Earnings retained
EPS -21.02%
Dividend Yield
12.44%
Industry Median 2.19%
Annualised payout
5.84
Paid quarterly
5-Years Growth
+16.86%
Growth Streak

GSY Income Statement

Compare GSY to Peers and Sector

Metrics to compare
GSY
Peers
Sector
Relationship
P/E Ratio
−2.3x11.8x10.0x
PEG Ratio
0.010.470.03
Price/Book
1.0x1.1x1.0x
Price / LTM Sales
2.9x2.8x2.9x
Upside (Analyst Target)
−22.8%11.4%13.3%
Fair Value Upside
Unlock4.9%2.4%Unlock

goeasy Ltd. provides non-prime leasing and lending services under the easyhome, easyfinancial, and LendCare brands to consumers in Canada. It operates through two segments, Easyfinancial and Easyhome. The company offers unsecured and secured installment loans; home equity and improvement, secured instalment loans and automotive vehicle financing; and loans to finance the purchase of retail goods, powersports and recreational vehicles, home improvement projects, and healthcare related products and services. It also leases household furniture, appliances, electronics, and unsecured lending products to retail consumers. The company was formerly known as easyhome Ltd. and changed its name to goeasy Ltd. in September 2015. goeasy Ltd. was incorporated in 1990 and is headquartered in Mississauga, Canada.

Sector
Financial
Employees
2400
Market
Canada

Ownership

Ownership Overview

Type
Common Stock Held% of Shares OutstandingMarket Value
Mutual Funds & ETFs
2,60M16,21%129,69M
Other Institutional Investors
2,55M15,88%127,03M
Public Companies & Retail Investors
10,89M67,91%543,37M
Total
16,03M100,00%800,08M

Top Holders

Holder
% of holding
Shares Held
Date Reported
Value (In 1,000s)
Ampfield Management, L.P.14,83%2 377 457118 635
Vanguard Capital Management, LLC2,25%361 00318 014

FAQ

What Is the goeasy (GSY) Stock Price Today?

The goeasy stock price today is 49,90 CAD.

What Stock Exchange Does goeasy Trade On?

goeasy is listed and trades on the Toronto Stock Exchange.

What Is the Stock Symbol for goeasy?

The stock symbol for goeasy is "GSY."

Does goeasy Pay Dividends? What’s The Current Dividend Yield?

The goeasy dividend yield is 12.44%.

What Is the goeasy Market Cap?

As of today, goeasy market cap is 800,08M CAD.

What Is goeasy's Earnings Per Share (TTM)?

The goeasy EPS (TTM) is -21,02.

When Is the Next goeasy Earnings Date?

goeasy will release its next earnings report on Nov 05, 2026.

From a Technical Analysis Perspective, Is GSY a Buy or Sell?

Based on moving averages and other technical indicators, the daily buy/sell signal is Buy.

How Many Times Has goeasy Stock Split?

goeasy has split 2 times.

How Many Employees Does goeasy Have?

goeasy has 2400 employees.

What is the current trading status of goeasy (GSY)?

As of Aug 09, 2026, goeasy (GSY) is trading at a price of 49,90 CAD, with a previous close of 46,96 CAD. The stock has fluctuated within a day range of 47,95 CAD to 52,10 CAD, while its 52-week range spans from 27,60 CAD to 216,50 CAD.

What Is goeasy (GSY) Price Target According to Analysts?

The average 12-month price target for goeasy is 42,90 CAD, with a high estimate of 80 CAD and a low estimate of 30 CAD. 2 analysts recommend buying the stock, while 2 suggest selling, leading to an overall rating of Neutral. The stock has an -14,03% Downside potential.
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