Navient Corp (NAVI)

NASDAQ
Currency in USD
13.68
-0.25(-1.79%)
Closed·
After Hours
13.680.00(0.00%)
·
NAVI Scorecard
Full Analysis
Management has been aggressively buying back shares
High dividend Yield
Fair Value
Day's Range
13.6213.87
52 wk Range
10.5316.97
Key Statistics
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Prev. Close
13.93
Open
13.78
Day's Range
13.62-13.87
52 wk Range
10.53-16.97
Volume
447.97K
Average Volume (3m)
714.4K
1-Year Change
-5.46%
Book Value / Share
25.31
Fair Value
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Fair Value Upside
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NAVI Scorecardpro icon
Company’s Health
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Fair Value
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Fair Price
Upside
Price Target
13.15
Downside
-3.87%
Members' Sentiments
Bearish
Bullish
ProTips
5 analysts have revised their earnings upwards for the upcoming period

Navient Corp News & Analysis

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Navient Corp Company Profile

Navient Corporation provides technology-enabled education finance and business processing solutions for education, health care, and government clients in the United States. It operates through three segments: Federal Education Loans, Consumer Lending, and Business Processing. The company owns Federal Family Education Loan Program (FFELP) loans that are insured or guaranteed by state or not-for-profit agencies; and performs servicing on its portfolios, as well as federal education loans held by other institutions. It owns, originates, and services refinance and in-school private education loans; and offers business processing solutions, such as omnichannel contact center, workflow processing, and revenue cycle optimization services to federal agencies, state governments, tolling and parking authorities, other public sector clients, as well as hospitals, hospital systems, medical centers, large physician groups, other healthcare providers, and public health departments. In addition, the company provides corporate liquidity portfolio services. Navient Corporation was founded in 1973 and is headquartered in Herndon, Virginia.

Sector
Financial
Employees
2100

Navient Corp SWOT Analysis


Strategic Shifts
Explore Navient's recent sale of its healthcare BPS segment and aggressive cost-cutting plan, signaling a major restructuring effort amid industry challenges
Regulatory Landscape
Delve into Navient's $120 million settlement with CFPB and ongoing regulatory scrutiny, highlighting the complex legal environment for student loan servicers
Market Dynamics
Learn how declining FFELP Trust repayment rates and potential Fed rate cuts could impact Navient's profitability and Net Interest Margin
Future Outlook
Analysts set an average price target of $11, reflecting mixed views on Navient's ability to navigate strategic changes and capitalize on market opportunities
Read full SWOT analysis

Navient Corp Earnings Call Summary for Q1/2025

  • Q1 2025 EPS beat forecast at $0.25, but revenue missed at $156M; stock dipped 2.36% premarket despite EPS beat
  • Loan originations nearly doubled YoY to $580M, reflecting strong focus on graduate lending markets
  • Company maintains full-year core earnings guidance of $1.00-$1.20 per share, targets $1.8B in originations for 2025
  • Management emphasizes cost reduction initiatives and exploring enterprise efficiency opportunities
  • Risks include macroeconomic pressures, potential Grad PLUS program changes, and regulatory shifts in student lending
Last Updated: 2025/04/30, 15:10
Read Full Transcript

Compare NAVI to Peers and Sector

Metrics to compare
NAVI
Peers
Sector
Relationship
P/E Ratio
24.7x3.0x9.1x
PEG Ratio
−0.370.060.03
Price/Book
0.5x1.4x1.0x
Price / LTM Sales
2.0x2.1x2.7x
Upside (Analyst Target)
−8.5%15.4%12.0%
Fair Value Upside
Unlock5.3%2.6%Unlock

Analyst Ratings

1 Buy
7 Hold
2 Sell
Ratings:
10 analysts
Overall Consensus
Neutral

Analysts 12-Month Price Target:

Average 13.15
(-3.87% Downside)

Dividends

Payout Ratio
Payout ratio (TTM)
Earnings retained
EPS 0.53%
Dividend Yield
4.59%
Industry Median 4.25%
Annualised payout
0.64
Paid quarterly
5-Years Growth
-
Growth Streak

Earnings

Latest Release
Apr 30, 2025
EPS / Forecast
0.25 / 0.22
Revenue / Forecast
156.00M / 179.00M
EPS Revisions
Last 90 days

NAVI Income Statement

FAQ

What Is the Navient (NAVI) Stock Price Today?

The Navient stock price today is 13.68

What Stock Exchange Does Navient Trade On?

Navient is listed and trades on the Nasdaq Stock Exchange stock exchange.

What Is the Stock Symbol for Navient?

The stock symbol for Navient is "NAVI."

Does Navient Pay Dividends? What’s The Current Dividend Yield?

The Navient dividend yield is 4.68%.

What Is the Navient Market Cap?

As of today, Navient market cap is 1.38B.

What Is Navient's Earnings Per Share (TTM)?

The Navient EPS (TTM) is 0.53.

When Is the Next Navient Earnings Date?

Navient will release its next earnings report on 28 Jul 2025.

From a Technical Analysis Perspective, Is NAVI a Buy or Sell?

Based on moving averages and other technical indicators, the daily buy/sell signal is Strong Buy.

How Many Times Has Navient Stock Split?

Navient has split 3 times.

How Many Employees Does Navient Have?

Navient has 2100 employees.

What is the current trading status of Navient (NAVI)?

As of 13 Jun 2025, Navient (NAVI) is trading at a price of 13.68, with a previous close of 13.93. The stock has fluctuated within a day range of 13.62 to 13.87, while its 52-week range spans from 10.53 to 16.97.

What Is Navient (NAVI) Price Target According to Analysts?

The average 12-month price target for Navient is USD13.15, with a high estimate of USD18 and a low estimate of USD10. 1 analysts recommend buying the stock, while 2 suggest selling, leading to an overall rating of Neutral. The stock has an -3.87% Downside potential.
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