Equifax Inc. operates as a data, analytics, and technology company. The company operates through three segments: Workforce Solutions, U.S. Information Solutions (USIS), and International. The Workforce Solutions segment offers services that enables customers to verify income, employment, educational history, criminal justice data, healthcare professional licensure, and sanctions of people in the United States; and employer customers with services that assist them in complying with and automating payroll-related and human resource management processes throughout the entire cycle of the employment relationship. The USIS segment provides consumer and commercial information services, such as credit information and credit scoring, credit modeling and portfolio analytics, locate, fraud detection and prevention, identity verification, and other consulting services; mortgage services; financial marketing services; identity management services; and credit monitoring products. The International segment offers information service products, which include consumer and commercial services, such as credit and financial information, and credit scoring and modeling; and credit and other marketing products and services, as well as offers information, technology, and other services to support debt collections and recovery management. The company serves customers in financial services, mortgage, retail, telecommunications, utilities, automotive, brokerage, healthcare, and insurance industries, as well as government agencies. It operates in Argentina, Australia, Brazil, Canada, Chile, Costa Rica, Dominican Republic, Ecuador, El Salvador, Honduras, India, Ireland, Mexico, New Zealand, Paraguay, Peru, Portugal, Spain, the United Kingdom, Uruguay, and the United States. The company was founded in 1899 and is headquartered in Atlanta, Georgia.
Financial Dynamics | Equifax's Q2 2024 outperformance contrasts with Q3 margin concerns, highlighting the company's complex financial landscape and forecasting challenges |
Cloud Migration Impact | Explore how USIS Cloud implementation could revolutionize Equifax's operational efficiency, data management, and long-term profitability |
Market Positioning | Delve into Equifax's competitive stance in the Verification sector, balancing increased competition with growth opportunities in non-mortgage segments |
Analyst Perspectives | Price targets range from $270 to $380, reflecting varied views on Equifax's growth potential amid forecasting uncertainties and market dynamics |
Metrics to compare | EFX | Sector Sector - Average of metrics from a broad group of related Industrials sector companies | Relationship RelationshipEFXPeersSector | |
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P/E Ratio | 58.5x | 20.4x | 11.9x | |
PEG Ratio | 8.73 | 2.55 | 0.03 | |
Price/Book | 6.7x | 3.3x | 1.4x | |
Price / LTM Sales | 5.9x | 1.4x | 1.2x | |
Upside (Analyst Target) | 18.0% | 52.4% | 19.8% | |
Fair Value Upside | Unlock | 4.9% | 5.8% | Unlock |