Vanquis Banking Group PLC (VANQ)

Currency in GBP
76.90
-0.80(-1.03%)
Closed·
Trading near 52-week Low
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Fair Value
Day's Range
75.0077.40
52 wk Range
75.00132.00
Key Statistics
Bid/Ask
76.80 / 83.00
Prev. Close
76.9
Open
75
Day's Range
75-77.4
52 wk Range
75-132
Volume
806.21K
Average Volume (3m)
1.08M
1-Year Change
-33.2465%
Fair Value
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Fair Value Upside
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VANQ Scorecardpro icon
Company’s Health
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Fair Value
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Fair Price
Upside
Price Target
137.50
Upside
+78.80%
Members' Sentiments
Bearish
Bullish
ProTips
RSI suggests the stock is in oversold territory

Vanquis Banking Group PLC News & Analysis

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Technical Analysis

Summary
Strong Sell
Sell
Neutral
Buy
Strong Buy
Sell
Technical Indicators
Sell
Moving Averages
Sell

Analyst Ratings

4 Buy
0 Hold
0 Sell
Ratings:
4 analysts
Overall Consensus
Strong Buy

Analysts 12-Month Price Target:

Average 137.50
(+78.80% Upside)
Firm
ArticlePositionPrice TargetUpside / DownsideFrom Price TargetActionDate
Berenberg
Buy1.45+88.56%1.65MaintainJul 31, 2026

Vanquis Banking Group PLC Earnings Call Summary for H1/2026

  • Vanquis H1 statutory profit before tax rose 44% YoY to £8.9M, but shares plunged 27.52% to $83.5 on margin concerns and softer outlook.
  • Net interest margin compressed to 15.0% from 16.2% in H2 2025; credit card utilization by existing customers fell short of internal expectations.
  • Company cut medium-term return targets, now expecting single-digit ROTE in 2026, low double-digits in 2027, and mid-teens by 2028.
  • Operating costs fell 8% YoY, improving cost-to-income ratio to 53.1%; gross customer balances climbed 24% YoY to £3.01B despite headwinds.
  • Management plans modest dividend resumption with FY 2026 results and will lower target CET1 ratio to above 12% from 2027 to free capital for growth.
Last Updated: 2026/07/30, 10:48
Read Full Transcript

Earnings

Latest Release
Jul 30, 2026
EPS / Forecast
0,02 / --
Revenue / Forecast
237,5M / --
EPS Revisions
Last 90 days

VANQ Income Statement

Compare VANQ to Peers and Sector

Metrics to compare
VANQ
Peers
Sector
Relationship
P/E Ratio
27.8x9.8x9.8x
PEG Ratio
0.250.080.03
Price/Book
0.4x0.9x1.0x
Price / LTM Sales
0.7x2.4x2.9x
Upside (Analyst Target)
75.1%27.3%14.2%
Fair Value Upside
Unlock7.7%2.7%Unlock

Vanquis Banking Group plc engages in the provision of personal credit products to the non-standard lending market in the United Kingdom and the Republic of Ireland. The company offers credit cards, saving account, vehicle finance, loans, and mortgages. It also operates Snoop, a fintech app, that uses open banking to help users save money and manage their finances. Vanquis Banking Group plc was formerly known as Provident Financial plc and changed its name to Vanquis Banking Group plc in March 2023. The company was founded in 1880 and is headquartered in Bradford, the United Kingdom.

Sector
Financial
Employees
1294

Ownership

Ownership Overview

Type
Common Stock Held% of Shares OutstandingMarket Value
Mutual Funds & ETFs
111,16M44,40%86,37M
Other Institutional Investors
120,16M48,00%93,36M
Public Companies & Retail Investors
19,02M7,60%14,78M
Total
250,33M100,00%194,51M

Top Holders

Holder
% of holding
Shares Held
Date Reported
Value (In 1,000s)
Schroder Investment Management Limited11,25%28 154 70621 876
Redwood Capital Management, LLC11,21%28 059 67821 802

FAQ

What Is the Vanquis Banking (VANQ) Stock Price Today?

The Vanquis Banking stock price today is 76,90 GBP.

What Stock Exchange Does Vanquis Banking Trade On?

Vanquis Banking is listed and trades on the London Stock Exchange.

What Is the Stock Symbol for Vanquis Banking?

The stock symbol for Vanquis Banking is "VANQ."

What Is the Vanquis Banking Market Cap?

As of today, Vanquis Banking market cap is 192,51M GBP.

What Is Vanquis Banking's Earnings Per Share (TTM)?

The Vanquis Banking EPS (TTM) is 0,03.

When Is the Next Vanquis Banking Earnings Date?

Vanquis Banking will release its next earnings report on Jul 30, 2026.

From a Technical Analysis Perspective, Is VANQ a Buy or Sell?

Based on moving averages and other technical indicators, the daily buy/sell signal is Strong Sell.

How Many Times Has Vanquis Banking Stock Split?

Vanquis Banking has split 4 times.

How Many Employees Does Vanquis Banking Have?

Vanquis Banking has 1294 employees.

What is the current trading status of Vanquis Banking (VANQ)?

As of Aug 21, 2026, Vanquis Banking (VANQ) is trading at a price of 76,90 GBP, with a previous close of 76,90 GBP. The stock has fluctuated within a day range of 75,00 GBP to 77,40 GBP, while its 52-week range spans from 75,00 GBP to 132,00 GBP.

What Is Vanquis Banking (VANQ) Price Target According to Analysts?

The average 12-month price target for Vanquis Banking is 137,50 GBP, with a high estimate of 160 GBP and a low estimate of 120 GBP. 4 analysts recommend buying the stock, while 0 suggest selling, leading to an overall rating of Strong Buy. The stock has an +78,80% Upside potential.
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