NMI Holdings Inc (NMIH)

Currency in USD
38.65
-0.23(-0.59%)
Closed·
38.650.00(0.00%)
·
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Fair Value
Day's Range
38.4739.22
52 wk Range
35.1246.74
Key Statistics
Prev. Close
38.65
Open
38.95
Day's Range
38.47-39.22
52 wk Range
35.12-46.74
Volume
567.87K
Average Volume (3m)
735.46K
1-Year Change
2.8473%
Book Value / Share
35,93
Fair Value
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Fair Value Upside
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NMIH Scorecardpro icon
Company’s Health
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Fair Value
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Fair Price
Upside
Price Target
47.25
Upside
+22.25%
Members' Sentiments
Bearish
Bullish
ProTips
Trading at a high P/E ratio relative to near-term earnings growth

NMI Holdings Inc News & Analysis

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Technical Analysis

Summary
Strong Sell
Sell
Neutral
Buy
Strong Buy
Strong Sell
Technical Indicators
Strong Sell
Moving Averages
Strong Sell

Analyst Ratings

5 Buy
3 Hold
0 Sell
Ratings:
8 analysts
Overall Consensus
Buy

Analysts 12-Month Price Target:

Average 47.25
(+22.25% Upside)
Firm
ArticlePositionPrice TargetUpside / DownsideFrom Price TargetActionDate
JPMorgan
Buy46.00+19.02%45.00MaintainNov 10, 2026
Barclays
Hold42.00+8.67%43.00MaintainNov 06, 2026
BofA Securities
Hold44.00+13.84%51.00DowngradeOct 30, 2026
JPMorgan
Buy45.00+16.43%50.00MaintainOct 12, 2026
BTIG
Buy54.00+39.72%-New CoverageSep 22, 2026

NMI Holdings Inc SWOT Analysis


Credit Quality Leade
Explore NMI Holdings' industry-leading credit quality, boasting the lowest default rates in mortgage insurance and its impact on market positioning
Operational Excellence
Delve into NMIH's impressive operational efficiency, driving profitability through cost control and strategic expense management
Market Dynamics
Learn how NMI Holdings navigates rising interest rates and evolving credit conditions while maintaining strong financial health and growth potential
Future Projections
Analyst price targets range from $41 to $48, reflecting confidence in NMIH's ability to sustain mid-teens returns amidst market challenges
Read full SWOT analysis

NMI Holdings Inc Earnings Call Summary for Q2/2026

  • National MI reported record Q2 2026 results with adjusted EPS of $1.38, beating forecasts by $0.10 (7.8%) and revenue rising 8.1% YoY to $187.9M.
  • Primary insurance in force hit record $227.1B; company surpassed $500B cumulative insurance written milestone with ROE of 15.9%.
  • Management expects core yield to remain stable while anticipating seasonal default rate increases; repurchased $31.4M in stock with $167M remaining.
  • Stock closed down 2.03% at $43.44 despite strong results, near 52-week high of $44.74; InvestingPro notes shares in overbought territory.
  • CEO cited 'constructive balance' in private MI market; CFO highlighted shift toward traditional reinsurance for flexible terms and three-year coverage certainty.
Last Updated: 2026/07/30, 23:44
Read Full Transcript

Earnings

Latest Release
Nov 05, 2026
EPS / Forecast
1,23 / 1,29
Revenue / Forecast
187,55M / 159,2M
EPS Revisions
Last 90 days

NMIH Income Statement

Compare NMIH to Peers and Sector

Metrics to compare
NMIH
Peers
Sector
Relationship
P/E Ratio
7.3x10.0x9.2x
PEG Ratio
1.170.530.03
Price/Book
1.1x1.2x1.0x
Price / LTM Sales
3.9x1.1x2.8x
Upside (Analyst Target)
22.3%8.1%16.9%
Fair Value Upside
Unlock−4.3%3.5%Unlock

NMI Holdings, Inc., together with its subsidiaries, provides private mortgage guaranty insurance services in the United States. It provides primary mortgage insurance services; and outsourced loan review services to mortgage loan originators. The company serves national and regional mortgage banks, money center banks, credit unions, community banks, builder-owned mortgage lenders, internet-sourced lenders, and other non-bank lenders. NMI Holdings, Inc. was incorporated in 2011 and is headquartered in Emeryville, California.

Industry
Insurance
Sector
Financial
Employees
229

Ownership

Ownership Overview

Type
Common Stock Held% of Shares OutstandingMarket Value
Mutual Funds & ETFs
42,17M56,56%1,63B
Other Institutional Investors
32,50M43,44%1,26B
Public Companies & Retail Investors
0,000,00%0,00
Total
74,67M100,00%2,89B

Top Holders

Holder
% of holding
Shares Held
Date Reported
Value (In 1,000s)
BlackRock, Inc.17,69%13 189 334509 768
Dimensional Fund Advisors LP6,40%4 770 457184 378

FAQ

What Is the NMI Holdings (NMIH) Stock Price Today?

The NMI Holdings stock price today is 38,65 USD.

What Stock Exchange Does NMI Holdings Trade On?

NMI Holdings is listed and trades on the Nasdaq Stock Exchange.

What Is the Stock Symbol for NMI Holdings?

The stock symbol for NMI Holdings is "NMIH."

What Is the NMI Holdings Market Cap?

As of today, NMI Holdings market cap is 2,88B USD.

What Is NMI Holdings's Earnings Per Share (TTM)?

The NMI Holdings EPS (TTM) is 5,17.

When Is the Next NMI Holdings Earnings Date?

NMI Holdings will release its next earnings report on Feb 16, 2027.

From a Technical Analysis Perspective, Is NMIH a Buy or Sell?

Based on moving averages and other technical indicators, the daily buy/sell signal is Strong Sell.

How Many Times Has NMI Holdings Stock Split?

NMI Holdings has split 0 times.

How Many Employees Does NMI Holdings Have?

NMI Holdings has 229 employees.

What is the current trading status of NMI Holdings (NMIH)?

As of Nov 15, 2026, NMI Holdings (NMIH) is trading at a price of 38,65 USD, with a previous close of 38,65 USD. The stock has fluctuated within a day range of 38,47 USD to 39,22 USD, while its 52-week range spans from 35,12 USD to 46,74 USD.

What Is NMI Holdings (NMIH) Price Target According to Analysts?

The average 12-month price target for NMI Holdings is 47,25 USD, with a high estimate of 53 USD and a low estimate of 40 USD. 5 analysts recommend buying the stock, while 0 suggest selling, leading to an overall rating of Buy. The stock has an +22,25% Upside potential.
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