Nu Holdings Ltd (NU)

NYSE
Currency in USD
11.09
+0.17(+1.56%)
Closed
Pre Market
11.00-0.09(-0.81%)
NU Scorecard
Full Analysis
2 analysts have revised their earnings downwards for the upcoming period
Fair Value
Day's Range
10.7611.18
52 wk Range
9.6716.15
Key Statistics
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Prev. Close
11.09
Open
10.8
Day's Range
10.76-11.18
52 wk Range
9.67-16.15
Volume
56M
Average Volume (3m)
49.3M
1-Year Change
-7.2%
Book Value / Share
1.59
Fair Value
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Fair Value Upside
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Company’s Health
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Fair Value
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Fair Pricepro lock
Upsidepro lock
Price Target
14.33
Upside
+29.18%
Members' Sentiments
Bearish
Bullish
ProTips
Trading at a low P/E ratio relative to near-term earnings growth
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Nu Holdings Ltd Company Profile

Nu Holdings Ltd. provides digital banking platform in Brazil, Mexico, Colombia, Cayman Islands, Germany, Argentina, the United States, and Uruguay. It offers spending solutions comprising Nu credit and prepaid card, a digitally enabled card that acts as a credit and a prepaid card; Ultraviolet credit and prepaid card, a premium metal credit card for affluent customers; mobile payment solutions for NuAccount customers to make and receive transfers, pay bills, and make everyday purchases through their mobile phones; and Nu Shopping, an integrated mall that enables customers to purchase goods and services from various ecommerce retailers. The company also provides savings solutions, such as Nu Personal Accounts, a digital account solution for personal financial activities; Nu business prepaid and credit card; and Nu business accounts for entrepreneur customers and their businesses. In addition, it offers investing solutions, including Money Boxes for goal-based investing; Nucoin, a proprietary utility token for its loyalty program; NuInvest, which provides equity, fixed-income, stock options, ETF products, and multimarket funds; and NuCrypto, a solution for buying and selling cryptocurrencies through the Nu app. Further, the company provides borrowing solutions comprising Personal unsecured and secured loans; Pix financing that enables credit card and digital account customers to make free and instant peer-to-peer transfers; Boleto financing, which enables credit card and digital account customers to make payments using their credit line; purchase financing; and NuPay to make online purchases and pay for services through Nubank app. Additionally, it offers protection solutions, such as NuInsurance protection solutions, including life, mobile, auto, home, and financial protection insurance policies. The company was founded in 2013 and is headquartered in São Paulo, Brazil.

Nu Holdings Ltd SWOT Analysis


Fintech Disrupto
NU Holdings revolutionizes Latin American banking with innovative digital services, capturing over 30% market share among low-income credit card users in Brazil
Growth vs. Risk
Explore NU's strategic expansion and product diversification, balanced against rising non-performing loans and challenges in higher-income segments
Analyst Perspectives
Average price target of $15.70, with Barclays rating "Overweight" at $17 and J.P. Morgan downgrading to "Neutral" at $14.50
Global Ambitions
Delve into NU's potential expansion beyond Latin America, considering markets like the US and Asia, while navigating regulatory hurdles and competition
Read full SWOT analysis

Nu Holdings Ltd Earnings Call Summary for Q2/2024

  • Nu Holdings added 5.2M customers, reaching 104.5M total; revenue up 65% YoY to $2.8B; net income at $487M
  • Average products per active customer: 4.1; ARPAC rose to $11.2; lending originations up 78% YoY to R$13B
  • Deposits in Brazil grew 10% QoQ to $21.7B; total deposit base reached $25.2B; net interest income up 77% YoY to $1.7B
  • Company acquired AI solutions provider Hyperplane; aims to become S2 financial institution in Brazil by mid-2025
  • Executives bullish on Mexico growth, open banking opportunities in Brazil, and expansion in high-income customer segment
Last Updated: 2024/08/14, 21:24
Read Full Transcript

Compare NU to Peers and Sector

Metrics to compare
NU
Peers
Sector
Relationship
P/E Ratio
27.1x9.6x9.0x
PEG Ratio
0.300.860.03
Price/Book
7.0x0.9x1.0x
Price / LTM Sales
9.7x2.7x2.7x
Upside (Analyst Target)
37.4%26.3%16.8%
Fair Value Upside
Unlock3.1%3.7%Unlock

Analyst Ratings

10 Buy
7 Hold
2 Sell
Ratings:
19 analysts
Overall Consensus
Buy

Analysts 12-Month Price Target:

Average 14.33
(+29.18% Upside)

Earnings

Latest Release
Feb 20, 2025
EPS / Forecast
0.1129 / 0.1223
Revenue / Forecast
2.99B / 2.74B
EPS Revisions
Last 90 days

FAQ

What Is the Nu Holdings (NU) Stock Price Today?

The Nu Holdings stock price today is 11.09

What Stock Exchange Does Nu Holdings Trade On?

Nu Holdings is listed and trades on the NYSE stock exchange.

What Is the Stock Symbol for Nu Holdings?

The stock symbol for Nu Holdings is "NU."

What Is the Nu Holdings Market Cap?

As of today, Nu Holdings market cap is 53.44B.

What is Nu Holdings Earnings Per Share?

The Nu Holdings EPS is 0.412.

What Is the Next Nu Holdings Earnings Date?

Nu Holdings will release its next earnings report on 12 May 2025.

From a Technical Analysis Perspective, Is NU a Buy or Sell?

Based on moving averages and other technical indicators, the daily buy/sell signal is Strong Sell.
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