Xp Inc (XP)

Currency in USD
14.29
-0.76(-5.05%)
Closed·
14.290.00(-0.01%)
·
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Fair Value
Day's Range
14.2114.61
52 wk Range
13.7832.73
Key Statistics
Prev. Close
15.05
Open
14.47
Day's Range
14.21-14.61
52 wk Range
13.78-32.73
Volume
20.54M
Average Volume (3m)
11.63M
1-Year Change
-21.5697%
Book Value / Share
9,35
Fair Value
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Fair Value Upside
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Company’s Health
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Fair Value
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Fair Price
Upside
Price Target
24.82
Upside
+73.69%
Members' Sentiments
Bearish
Bullish
ProTips
RSI suggests the stock is in oversold territory

Xp Inc News & Analysis

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Technical Analysis

Summary
Strong Sell
Sell
Neutral
Buy
Strong Buy
Strong Sell
Technical Indicators
Strong Sell
Moving Averages
Strong Sell

Analyst Ratings

9 Buy
4 Hold
0 Sell
Ratings:
13 analysts
Overall Consensus
Buy

Analysts 12-Month Price Target:

Average 24.82
(+73.69% Upside)
Firm
ArticlePositionPrice TargetUpside / DownsideFrom Price TargetActionDate
Morgan Stanley
Hold19.00+32.96%23.00DowngradeOct 29, 2026
Citi
Hold15.00+4.97%25.00DowngradeOct 27, 2026
Goldman Sachs
Buy36.00+151.92%20.00MaintainOct 19, 2026
UBS
Buy37.00+158.92%25.00MaintainOct 08, 2026
HSBC
Buy32.00+123.93%24.00MaintainOct 08, 2026

Xp Inc Earnings Call Summary for Q2/2026

  • XP Inc posted Q2 2026 adjusted EPS of $2.67, beating estimates of $2.59, while revenue of $4.88B slightly topped forecasts; shares fell 2.2%.
  • Client assets rose 17% YoY to BRL 2.2T with BRL 28B in net new money; retail revenue grew 8% and wholesale banking surged 32% year-over-year.
  • Management reaffirmed double-digit revenue growth target for 2026, expecting stronger H2 performance and gradual recovery in debt capital markets.
  • Company launching SME platform Sept. 1 and AI advisor in Q2/Q3; targeting 50%+ capital distribution through buybacks and dividends for 2026.
  • Mark-to-market losses and fixed income fee compression pressured margins; XP aims for flat efficiency ratios despite investments in AI and cloud.
Last Updated: 2026/08/18, 00:26
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Earnings

Latest Release
Aug 17, 2026
EPS / Forecast
2,67 / 2,59
Revenue / Forecast
4,88B / 4,85B
EPS Revisions
Last 90 days

Dividends

Payout Ratio
Payout ratio (TTM)
Earnings retained
EPS 1,98
Dividend Yield
2.66%
Industry Median 2.08%
Annualised payout
0.38
Paid unevenly
5-Years Growth
-
Growth Streak

XP Income Statement

Compare XP to Peers and Sector

Metrics to compare
XP
Peers
Sector
Relationship
P/E Ratio
7.4x12.9x9.1x
PEG Ratio
0.660.280.03
Price/Book
1.6x2.8x1.0x
Price / LTM Sales
2.1x3.0x2.8x
Upside (Analyst Target)
73.4%50.7%19.5%
Fair Value Upside
Unlock9.0%3.6%Unlock

XP Inc. engages in the provision of financial products and services in Brazil. It operates XP Platform, an open product platform that provides clients to access investment products in the market comprising brokerage securities, fixed income securities, mutual, hedge, and private equity funds; derivatives and synthetic instruments; credit cards; loan operations/collateralized credit products; pension and social security funds, and life and travel insurance products; and other investment products comprising real estate funds, and equity and debt capital markets solutions, as well as wealth management services. The company offers brokerage and issuer services to institutional and corporate clients. It also manages mutual funds focused on stocks and macro strategies distributed to retail and to institutional clients; funds and managed portfolios for high-net-worth retail clients, and proprietary treasury funds; and passive mutual funds that track market indexes, and mutual and investment funds focused on fixed income, credit, real estate, infrastructure, and other alternative strategies. In addition, the company offers securities brokerage services for institutional and retail investors; interdealer brokerage services for institutional traders; and commercial and investment banking products, such as loan operations and transactions in the foreign exchange markets and deposits, as well as develops and sells financial education courses and events online and in person to retail clients. It offers its sell products and services through its omni-channel distribution network and online portals. XP Inc. was founded in 2001 and is based in George Town, the Cayman Islands.

Ownership

Ownership Overview

Type
Common Stock Held% of Shares OutstandingMarket Value
Mutual Funds & ETFs
175,94M34,67%2,51B
Other Institutional Investors
285,29M56,22%4,08B
Public Companies & Retail Investors
46,25M9,11%660,94M
Total
507,48M100,00%7,25B

Top Holders

Holder
% of holding
Shares Held
Date Reported
Value (In 1,000s)
XP Control LLC19,07%96 797 6021 383 238
BlackRock, Inc.9,65%48 995 053700 139

FAQ

What Is the Xp (XP) Stock Price Today?

The Xp stock price today is 14,29 USD.

What Stock Exchange Does Xp Trade On?

Xp is listed and trades on the Nasdaq Stock Exchange.

What Is the Stock Symbol for Xp?

The stock symbol for Xp is "XP."

Does Xp Pay Dividends? What’s The Current Dividend Yield?

The Xp dividend yield is 2,7%%.

What Is the Xp Market Cap?

As of today, Xp market cap is 7,64B USD.

What Is Xp's Earnings Per Share (TTM)?

The Xp EPS (TTM) is 1,98.

When Is the Next Xp Earnings Date?

Xp will release its next earnings report on Nov 24, 2026.

From a Technical Analysis Perspective, Is XP a Buy or Sell?

Based on moving averages and other technical indicators, the daily buy/sell signal is Strong Sell.

How Many Times Has Xp Stock Split?

Xp has split 0 times.

What is the current trading status of Xp (XP)?

As of Oct 31, 2026, Xp (XP) is trading at a price of 14,29 USD, with a previous close of 15,05 USD. The stock has fluctuated within a day range of 14,21 USD to 14,61 USD, while its 52-week range spans from 13,78 USD to 32,73 USD.

What Is Xp (XP) Price Target According to Analysts?

The average 12-month price target for Xp is 24,82 USD, with a high estimate of 36.38259211 USD and a low estimate of 15.0343767 USD. 9 analysts recommend buying the stock, while 0 suggest selling, leading to an overall rating of Buy. The stock has an +73,69% Upside potential.

What Is the XP Premarket Price?

XP's last pre-market stock price is 14,54 USD. The pre-market share volume is 270 150,00, and the stock has decreased by -0,51, or -3,39%.
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