Old Second Bancorp Inc (OSBC)

Currency in USD
24.03
+0.52(+2.21%)
Closed·
23.67-0.36(-1.50%)
·
Trading near 52-week High
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Fair Value
Day's Range
23.6224.21
52 wk Range
16.4324.21
Key Statistics
Prev. Close
23.51
Open
23.69
Day's Range
23.62-24.21
52 wk Range
16.43-24.21
Volume
476.19K
Average Volume (3m)
393.3K
1-Year Change
35.1519%
Book Value / Share
17.55
Fair Value
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Fair Value Upside
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OSBC Scorecardpro icon
Company’s Health
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Fair Value
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Fair Price
Upside
Price Target
25.50
Upside
+6.12%
Members' Sentiments
Bearish
Bullish
ProTips
Has maintained dividend payments for 11 consecutive years

Old Second Bancorp Inc News & Analysis

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Technical Analysis

Summary
Strong Sell
Sell
Neutral
Buy
Strong Buy
Strong Buy
Technical Indicators
Strong Buy
Moving Averages
Buy

Analyst Ratings

5 Buy
1 Hold
0 Sell
Ratings:
6 analysts
Overall Consensus
Buy

Analysts 12-Month Price Target:

Average 25.50
(+6.12% Upside)
Firm
ArticlePositionPrice TargetUpside / DownsideFrom Price TargetActionDate
DA Davidson
Hold25.00+4.04%24.00MaintainJul 24, 2026
Raymond James
Buy26.00+8.20%-New CoverageJul 07, 2026
Piper Sandler
Buy26.00+8.20%25.00MaintainJun 26, 2026
Piper Sandler
Buy25.00+4.04%26.00MaintainApr 27, 2026
Stephens
Buy23.00-4.29%-New CoverageMar 27, 2026

Old Second Bancorp Inc Earnings Call Summary for Q2/2026

  • Q2 net income $28.2M ($0.54/share) missed estimates by $0.01, but revenue of $96.59M beat forecasts by 1.8%
  • Net interest margin expanded to 5.23%, among highest for regional banks; net interest income rose 30% YoY to $83.3M
  • Credit quality improved with special mention loans down 30% and nonperforming assets falling 25% quarter-over-quarter
  • Management guided Q3 margin to 5.18%, Q4 to 5.15%; expects low-to-mid single-digit loan growth for full-year 2026
  • Board approved 2.5M share buyback through June 2027; management remains open to small acquisitions and capital returns
Last Updated: 2026/07/23, 17:06
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Earnings

Latest Release
Jul 23, 2026
EPS / Forecast
0,54 / 0,55
Revenue / Forecast
96,59M / 94,85M
EPS Revisions
Last 90 days

Dividends

Payout Ratio
Payout ratio (TTM)
Earnings retained
EPS 1.70%
Dividend Yield
1.20%
Industry Median 2.82%
Annualised payout
0.28
Paid quarterly
5-Years Growth
+45.41%
Growth Streak

OSBC Income Statement

Compare OSBC to Peers and Sector

Metrics to compare
OSBC
Peers
Sector
Relationship
P/E Ratio
13.2x12.8x10.1x
PEG Ratio
−1.650.880.03
Price/Book
1.4x1.3x1.0x
Price / LTM Sales
3.6x4.0x2.9x
Upside (Analyst Target)
8.4%1.5%14.9%
Fair Value Upside
Unlock12.2%2.7%Unlock

Old Second Bancorp, Inc. operates as the bank holding company for Old Second National Bank that provides community banking services in the United States. The company provides deposit products, including consumer and business checking, NOW, money market, savings, and other time deposit accounts, as well as certificates of deposit and individual retirement accounts. It also offers lending products, such as commercial and industrial loans; commercial real estate loans; multifamily loans; construction and development loans; residential real estate loans, such as residential first mortgage and second mortgage loans; home equity lines of credit; consumer loans, including motor vehicle, home improvement, and signature loans; installment and agricultural loans; lease financing receivables and overdraft checking; and safe deposit operations. In addition, the company provides online and mobile banking; corporate cash management products, including remote and mobile deposits capture, investment sweep accounts, zero balance accounts, automated tax payments, automatic teller machines access, telephone banking, lockbox accounts, automated clearing house transactions, account reconciliation, controlled disbursement, detail and general information reporting, foreign and domestic wire transfers, and vault services for currency and coin; and investment, agency, and custodial services for individual, corporate, and not-for-profit clients. The company was founded in 1871 and is headquartered in Aurora, Illinois.

Sector
Financial
Employees
1062

Ownership

Ownership Overview

Type
Common Stock Held% of Shares OutstandingMarket Value
Mutual Funds & ETFs
17,04M33,14%399,02M
Other Institutional Investors
21,38M41,58%500,62M
Public Companies & Retail Investors
13,00M25,28%304,39M
Total
51,43M100,00%1,2B

Top Holders

Holder
% of holding
Shares Held
Date Reported
Value (In 1,000s)
BlackRock, Inc.8,02%4 126 24496 595
Dimensional Fund Advisors LP4,64%2 388 86255 923

FAQ

What Is the Old Second Bancorp (OSBC) Stock Price Today?

The Old Second Bancorp stock price today is 24,03 USD.

What Stock Exchange Does Old Second Bancorp Trade On?

Old Second Bancorp is listed and trades on the Nasdaq Stock Exchange.

What Is the Stock Symbol for Old Second Bancorp?

The stock symbol for Old Second Bancorp is "OSBC."

Does Old Second Bancorp Pay Dividends? What’s The Current Dividend Yield?

The Old Second Bancorp dividend yield is 1.17%.

What Is the Old Second Bancorp Market Cap?

As of today, Old Second Bancorp market cap is 1,20B USD.

What Is Old Second Bancorp's Earnings Per Share (TTM)?

The Old Second Bancorp EPS (TTM) is 1,70.

When Is the Next Old Second Bancorp Earnings Date?

Old Second Bancorp will release its next earnings report on Oct 21, 2026.

From a Technical Analysis Perspective, Is OSBC a Buy or Sell?

Based on moving averages and other technical indicators, the daily buy/sell signal is Strong Buy.

How Many Times Has Old Second Bancorp Stock Split?

Old Second Bancorp has split 5 times.

How Many Employees Does Old Second Bancorp Have?

Old Second Bancorp has 1062 employees.

What is the current trading status of Old Second Bancorp (OSBC)?

As of Jul 24, 2026, Old Second Bancorp (OSBC) is trading at a price of 24,03 USD, with a previous close of 23,51 USD. The stock has fluctuated within a day range of 23,62 USD to 24,21 USD, while its 52-week range spans from 16,43 USD to 24,21 USD.

What Is Old Second Bancorp (OSBC) Price Target According to Analysts?

The average 12-month price target for Old Second Bancorp is 25,50 USD, with a high estimate of 27 USD and a low estimate of 24 USD. 5 analysts recommend buying the stock, while 0 suggest selling, leading to an overall rating of Buy. The stock has an +6,12% Upside potential.

What Is the OSBC After Hours Price?

OSBC's last after hours stock price is 23,67 USD, the stock has decreased by -0,36, or -1,50%.
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