Old Second Bancorp Inc (OSBC)

Currency in USD
20.00
+0.15(+0.76%)
Closed·
20.000.00(0.00%)
·
OSBC is not included in our AI-picked strategies. See which stocks are.
Fair Value
Day's Range
19.6520.05
52 wk Range
15.2822.43
Key Statistics
Prev. Close
19.85
Open
19.8
Day's Range
19.65-20.05
52 wk Range
15.28-22.43
Volume
604.93K
Average Volume (3m)
392.19K
1-Year Change
28.4522%
Book Value / Share
16.95
Fair Value
unlockUnlock
Fair Value Upside
unlockUnlock
OSBC Scorecardpro icon
Company’s Health
Unlock
Fair Value
Unlock Price
Fair Price
Upside
Price Target
23.40
Upside
+17.00%
Members' Sentiments
Bearish
Bullish
ProTips
Suffers from weak gross profit margins

Old Second Bancorp Inc News & Analysis

Show more

Technical Analysis

Summary
Strong Sell
Sell
Neutral
Buy
Strong Buy
Strong Sell
Technical Indicators
Strong Sell
Moving Averages
Sell

Old Second Bancorp, Inc. operates as the bank holding company for Old Second National Bank that provides community banking services in the United States. The company provides deposit products, including consumer and business checking, NOW, money market, savings, and other time deposit accounts, as well as certificates of deposit and individual retirement accounts. It also offers lending products, such as commercial and industrial loans; commercial real estate loans; multifamily loans; construction and development loans; residential real estate loans, such as residential first mortgage and second mortgage loans; home equity lines of credit; consumer loans, including motor vehicle, home improvement, and signature loans; installment and agricultural loans; lease financing receivables and overdraft checking; and safe deposit operations. In addition, the company provides online and mobile banking; corporate cash management products, including remote and mobile deposits capture, investment sweep accounts, zero balance accounts, automated tax payments, automatic teller machines access, telephone banking, lockbox accounts, automated clearing house transactions, account reconciliation, controlled disbursement, detail and general information reporting, foreign and domestic wire transfers, and vault services for currency and coin; and investment, agency, and custodial services for individual, corporate, and not-for-profit clients. The company was founded in 1871 and is headquartered in Aurora, Illinois.

Sector
Financial
Employees
1062

Old Second Bancorp Inc Earnings Call Summary for Q1/2026

  • Q1 2026 EPS of $0.48 missed forecast of $0.51 by 5.88%; revenue of $93.77M slightly beat expectations at $93.18M.
  • Stock fell 3.16% to $20.66 in premarket trading amid elevated credit losses in commercial real estate and Powersports sectors.
  • Company reported ROA of 1.51% and ROTCE of 14.2%; net interest margin improved despite charge-offs impacting profitability.
  • Q2 2026 EPS guidance set at $0.56; management targets mid-single-digit loan growth and ~5.0% net interest margin for remainder of year.
  • Executives emphasized focus on credit quality improvement and expense management to navigate macroeconomic uncertainties and competitive pressures.
Last Updated: 2026/04/23, 16:56
Read Full Transcript

Compare OSBC to Peers and Sector

Metrics to compare
OSBC
Peers
Sector
Relationship
P/E Ratio
12.0x12.7x9.9x
PEG Ratio
−1.411.250.03
Price/Book
1.2x1.4x1.0x
Price / LTM Sales
3.2x4.1x2.9x
Upside (Analyst Target)
15.9%9.9%15.5%
Fair Value Upside
Unlock10.1%2.6%Unlock

Analyst Ratings

4 Buy
1 Hold
0 Sell
Ratings:
5 analysts
Overall Consensus
Buy

Analysts 12-Month Price Target:

Average 23.40
(+17.00% Upside)
Firm
ArticlePositionPrice TargetUpside / DownsideFrom Price TargetActionDate
Stephens
Buy23.00+15.00%-New CoverageMar 27, 2026
Raymond James
Buy23.00+15.00%21.00MaintainJan 26, 2026
DA Davidson
Hold23.00+15.00%22.00MaintainJan 23, 2026
Raymond James
Buy21.00+5.00%-MaintainDec 04, 2025
Keefe, Bruyette & Woods
Buy23.00+15.00%22.00MaintainOct 24, 2025

Dividends

Payout Ratio
Payout ratio (TTM)
Earnings retained
EPS 1.70%
Dividend Yield
1.32%
Industry Median 3.04%
Annualised payout
0.28
Paid quarterly
5-Years Growth
+44.27%
Growth Streak

Earnings

Latest Release
Apr 22, 2026
EPS / Forecast
0,48 / 0,51
Revenue / Forecast
93,77M / 93,18M
EPS Revisions
Last 90 days

OSBC Income Statement

FAQ

What Is the Old Second Bancorp (OSBC) Stock Price Today?

The Old Second Bancorp stock price today is 20,00 USD.

What Stock Exchange Does Old Second Bancorp Trade On?

Old Second Bancorp is listed and trades on the Nasdaq Stock Exchange.

What Is the Stock Symbol for Old Second Bancorp?

The stock symbol for Old Second Bancorp is "OSBC."

Does Old Second Bancorp Pay Dividends? What’s The Current Dividend Yield?

The Old Second Bancorp dividend yield is 1.32%.

What Is the Old Second Bancorp Market Cap?

As of today, Old Second Bancorp market cap is 1,04B USD.

What Is Old Second Bancorp's Earnings Per Share (TTM)?

The Old Second Bancorp EPS (TTM) is 1,70.

When Is the Next Old Second Bancorp Earnings Date?

Old Second Bancorp will release its next earnings report on Jul 22, 2026.

From a Technical Analysis Perspective, Is OSBC a Buy or Sell?

Based on moving averages and other technical indicators, the daily buy/sell signal is Strong Sell.

How Many Times Has Old Second Bancorp Stock Split?

Old Second Bancorp has split 5 times.

How Many Employees Does Old Second Bancorp Have?

Old Second Bancorp has 1062 employees.

What is the current trading status of Old Second Bancorp (OSBC)?

As of Apr 25, 2026, Old Second Bancorp (OSBC) is trading at a price of 20,00 USD, with a previous close of 19,85 USD. The stock has fluctuated within a day range of 19,65 USD to 20,05 USD, while its 52-week range spans from 15,28 USD to 22,43 USD.

What Is Old Second Bancorp (OSBC) Price Target According to Analysts?

The average 12-month price target for Old Second Bancorp is 23,40 USD, with a high estimate of 26 USD and a low estimate of 22 USD. 4 analysts recommend buying the stock, while 0 suggest selling, leading to an overall rating of Buy. The stock has an +17,00% Upside potential.
Risk Disclosure: Trading in financial instruments and/or cryptocurrencies involves high risks including the risk of losing some, or all, of your investment amount, and may not be suitable for all investors. Prices of cryptocurrencies are extremely volatile and may be affected by external factors such as financial, regulatory or political events. Trading on margin increases the financial risks.
Before deciding to trade in financial instrument or cryptocurrencies you should be fully informed of the risks and costs associated with trading the financial markets, carefully consider your investment objectives, level of experience, and risk appetite, and seek professional advice where needed.
Fusion Media would like to remind you that the data contained in this website is not necessarily real-time nor accurate. The data and prices on the website are not necessarily provided by any market or exchange, but may be provided by market makers, and so prices may not be accurate and may differ from the actual price at any given market, meaning prices are indicative and not appropriate for trading purposes. Fusion Media and any provider of the data contained in this website will not accept liability for any loss or damage as a result of your trading, or your reliance on the information contained within this website.
It is prohibited to use, store, reproduce, display, modify, transmit or distribute the data contained in this website without the explicit prior written permission of Fusion Media and/or the data provider. All intellectual property rights are reserved by the providers and/or the exchange providing the data contained in this website.
Fusion Media may be compensated by the advertisers that appear on the website, based on your interaction with the advertisements or advertisers.
© 2007-2026 - Fusion Media Limited. All Rights Reserved.