Wintrust Financial Corporation (WTFC)

Currency in USD
147.91
-2.64(-1.75%)
Closed·
148.00+0.09(+0.06%)
·
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Fair Value
Day's Range
147.55151.00
52 wk Range
109.46162.96
Key Statistics
Prev. Close
150.55
Open
150.32
Day's Range
147.55-151
52 wk Range
109.46-162.96
Volume
452.15K
Average Volume (3m)
496.38K
1-Year Change
33.5048%
Book Value / Share
103.36
Fair Value
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Fair Value Upside
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WTFC Scorecardpro icon
Company’s Health
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Fair Value
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Fair Price
Upside
Price Target
174.42
Upside
+17.92%
Members' Sentiments
Bearish
Bullish
ProTips
11 analysts have revised their earnings upwards for the upcoming period
Show more

Technical Analysis

Summary
Strong Sell
Sell
Neutral
Buy
Strong Buy
Strong Sell
Technical Indicators
Strong Sell
Moving Averages
Sell

Wintrust Financial Corporation, a financial holding company, provides community-oriented, personal, and commercial banking services in the United States. It operates through three segments: Community Banking, Specialty Finance, and Wealth Management. The Community Banking segment offers non-interest-bearing deposits, non-brokered interest-bearing transaction accounts, and savings and domestic time deposits; home equity, consumer, and real estate loans; safe deposit facilities; and automatic teller machine, online and mobile banking, and other services. This segment also engages in the retail origination of residential mortgages; provision of lending, deposits, and treasury management services to condominium, homeowner, and community associations; and asset-based lending for middle-market companies. In addition, it provides loan and deposit services to mortgage brokerage companies; lending to restaurant franchisees; direct leasing; small business administration loans; commercial mortgages and construction loans; and financial solutions. The Specialty Finance segment offers commercial and life insurance premiums financing for businesses and individuals; accounts receivable financing, value-added, and out-sourced administrative services, including data processing of payrolls, billing, and cash management services to temporary staffing industry; other specialty finance services; equipment financing through structured loan and lease products; and property and casualty insurance premium financing. The Wealth Management segment provides wealth management services, such as trust and investment, tax-deferred like-kind exchange, asset management, and securities brokerage services. Wintrust Financial Corporation was founded in 1991 and is headquartered in Rosemont, Illinois.

Sector
Financial
Employees
5902

Wintrust Financial Corporation SWOT Analysis


Financial Prowess
Wintrust Financial showcases robust performance with 8.51% revenue growth, 12% ROE, and $2.64 EPS, underpinned by strong NII and effective risk management
Strategic Expansion
Explore Wintrust's organic growth strategy, leveraging its unique scale to capture market share in Chicago and national niche verticals
Market Positioning
Delve into Wintrust's competitive edge as a mid-cap bank, maintaining a 26-year dividend streak and justifying its premium valuation
Future Outlook
Analysts project EPS of $10.90 and $11.63 for upcoming fiscal years, with price targets ranging from $141 to $156, signaling confidence in Wintrust's growth potential
Read full SWOT analysis

Wintrust Financial Corporation Earnings Call Summary for Q1/2026

  • Wintrust Financial Q1 2026 EPS of $3.22 beat forecast of $2.96 by 8.78%; revenue reached $713.17M vs. $706.99M expected; stock rose 1.05%
  • Record net income of $227M marked fifth consecutive quarter of records, up 20.1% YoY, driven by strong loan growth of $1B and deposit growth of $1.2B
  • Company projects Q2 2026 EPS of $3.04 and Q3 2026 EPS of $3.19, planning branch network expansion and enhanced digital capabilities for market growth
  • CEO Wehmer cited organic growth and strategic investments as drivers; risks include interest rate volatility, deposit competition, and economic uncertainty
Last Updated: 2026/04/21, 18:10
Read Full Transcript

Compare WTFC to Peers and Sector

Metrics to compare
WTFC
Peers
Sector
Relationship
P/E Ratio
12.3x11.8x9.9x
PEG Ratio
0.690.190.03
Price/Book
1.4x1.0x1.0x
Price / LTM Sales
3.7x3.8x2.9x
Upside (Analyst Target)
19.3%15.1%15.5%
Fair Value Upside
Unlock10.1%2.6%Unlock

Analyst Ratings

9 Buy
3 Hold
0 Sell
Ratings:
12 analysts
Overall Consensus
Buy

Analysts 12-Month Price Target:

Average 174.42
(+17.92% Upside)
Firm
ArticlePositionPrice TargetUpside / DownsideFrom Price TargetActionDate
TD Cowen
Buy176.00+18.99%173.00MaintainApr 23, 2026
Piper Sandler
Buy188.00+27.10%184.00MaintainApr 22, 2026
Keefe, Bruyette & Woods
Hold162.00+9.53%156.00MaintainApr 22, 2026
DA Davidson
Buy180.00+21.70%165.00MaintainApr 22, 2026
RBC Capital
Buy185.00+25.08%175.00MaintainApr 22, 2026

Dividends

Payout Ratio
Payout ratio (TTM)
Earnings retained
EPS 11.93%
Dividend Yield
1.46%
Industry Median 3.04%
Annualised payout
2.20
Paid quarterly
5-Years Growth
+12.26%
Growth Streak

Earnings

Latest Release
Apr 20, 2026
EPS / Forecast
3,22 / 2,96
Revenue / Forecast
713,17M / 706,99M
EPS Revisions
Last 90 days

WTFC Income Statement

FAQ

What Is the Wintrust (WTFC) Stock Price Today?

The Wintrust stock price today is 147,91 USD.

What Stock Exchange Does Wintrust Trade On?

Wintrust is listed and trades on the Nasdaq Stock Exchange.

What Is the Stock Symbol for Wintrust?

The stock symbol for Wintrust is "WTFC."

Does Wintrust Pay Dividends? What’s The Current Dividend Yield?

The Wintrust dividend yield is 1.46%.

What Is the Wintrust Market Cap?

As of today, Wintrust market cap is 9,97B USD.

What Is Wintrust's Earnings Per Share (TTM)?

The Wintrust EPS (TTM) is 11,93.

When Is the Next Wintrust Earnings Date?

Wintrust will release its next earnings report on Jul 22, 2026.

From a Technical Analysis Perspective, Is WTFC a Buy or Sell?

Based on moving averages and other technical indicators, the daily buy/sell signal is Strong Buy.

How Many Times Has Wintrust Stock Split?

Wintrust has split 1 times.

How Many Employees Does Wintrust Have?

Wintrust has 5902 employees.

What is the current trading status of Wintrust (WTFC)?

As of Apr 25, 2026, Wintrust (WTFC) is trading at a price of 147,91 USD, with a previous close of 150,55 USD. The stock has fluctuated within a day range of 147,55 USD to 151,00 USD, while its 52-week range spans from 109,46 USD to 162,96 USD.

What Is Wintrust (WTFC) Price Target According to Analysts?

The average 12-month price target for Wintrust is 174,42 USD, with a high estimate of 190 USD and a low estimate of 150 USD. 9 analysts recommend buying the stock, while 0 suggest selling, leading to an overall rating of Buy. The stock has an +17,92% Upside potential.

What Is the WTFC Premarket Price?

WTFC's last pre-market stock price is 151,16 USD. The pre-market share volume is 150,00, and the stock has decreased by 0,61, or 0,41%.

What Is the WTFC After Hours Price?

WTFC's last after hours stock price is 148,00 USD, the stock has decreased by 0,09, or 0,06%.
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