Sezzle Inc. operates as a technology-enabled payments company primarily in the United States and Canada. The company provides payment solution in-store and at online retail stores; and through proprietary payments solution that connects consumers with merchants. It also offers Sezzle Platform that provides a payments solution for consumers that extends credit at the point-of-sale allowing consumers to purchase and receive the ordered merchandise at the time of sale while paying in installments over time; Pay-in-Four, which allows consumers to pay a fourth of the purchase price up front and then another fourth of the purchase price every two weeks thereafter over a total of six weeks; Pay-in-Full that allows consumers to pay for the full value of their order up-front through the Sezzle Platform without the extension of credit; and Pay-in-Two and other alternative installment options, which allow consumer to pay half of the value of their order up-front and the second half in two weeks. In addition, the company provides Sezzle Virtual Card that allows consumers to access the Sezzle Platform in the form of close-end installment loans and shop with merchants that are not integrated with Sezzle; Sezzle Anywhere, a paid subscription service that allows consumers to use their Sezzle Virtual Card at any merchant online or in-store; Sezzle Premium, a paid subscription service that allows its consumers to access large, non-integrated premium merchants; and Sezzle Up, an opt-in feature of the Sezzle Platform. Further, it offers Long-Term Lending through collaboration with third-party lenders and Product Innovation. Sezzle Inc. was incorporated in 2016 and is headquartered in Minneapolis, Minnesota.
Metrics to compare | SEZL | Sector Sector - Average of metrics from a broad group of related Industrials sector companies | Relationship RelationshipSEZLPeersSector | |
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P/E Ratio | 30.9x | −0.9x | 8.8x | |
PEG Ratio | 0.03 | 0.12 | 0.03 | |
Price/Book | 28.3x | 3.5x | 1.0x | |
Price / LTM Sales | 7.8x | 4.0x | 2.8x | |
Upside (Analyst Target) | 4.2% | 23.0% | 11.5% | |
Fair Value Upside | Unlock | 11.3% | 3.2% | Unlock |